7 European Digital Nomad Visas with the Lowest Income Requirements

Europe offers several digital nomad visas with low income requirements, making it easier for remote workers to live and work abroad. Discover the most budget-friendly destinations for digital nomads in this guide.

As remote work continues to rise, digital nomad visas have become a game-changer for professionals seeking to live and work in Europe. While some countries have high-income thresholds, several European nations offer digital nomad visas with relatively low financial requirements.

This article breaks down the European countries with the lowest income thresholds for digital nomad visas, offering a pathway to your European adventure. We’ll also explain what a digital nomad visa is and detail the specific requirements for each country.

What is a Digital Nomad Visa?
A digital nomad visa is a permit that allows individuals to live and work remotely in a foreign country for a specific period. These visas are designed for people who earn their income online, typically freelancers, remote employees, or entrepreneurs. The Digital Nomad Visas offer a legal and structured way to experience life in a new country while maintaining your work.

Countries with Low-Income Requirements
While some European countries boast high-income requirements for digital nomad visas, others offer more accessible pathways. Here are some of the most budget-friendly options:

1. Finland – Minimum Monthly Income: €1,220
Finland offers one of the most accessible digital nomad visas in Europe. Despite its high living costs, the country only requires applicants to earn at least €1,220 per month to qualify.

• Visa Type: Self-Employment Visa
• Duration: 1 year (renewable)
• Key Requirement: Proof of self-employment or independent business

Finland’s strong infrastructure and high quality of life make it an attractive option for digital nomads looking for a stable and well-connected place to work.

2. Montenegro – Minimum Monthly Income: €1,400
Montenegro is another budget-friendly option for digital nomads. The country offers an extended stay for remote workers with an income requirement of €1,400 per month.

• Visa Type: Digital Nomad Visa
• Duration: Up to 4 years
• Key Benefit: Potential tax breaks for digital nomads

While specific tax policies are still being finalized, Montenegro’s affordability and scenic coastal towns make it an appealing choice.

3. Albania – Minimum Annual Income: €9,800 (€817 per month)
Albania provides one of the most flexible digital nomad visa options under its ‘Unique Permit’ program, introduced in 2022. Applicants must show an annual income of €9,800, which averages €817 per month.

• Visa Type: Unique Permit (Residence Permit)
• Duration: 1 year (renewable up to 5 times)
• Key Requirement: Proof of remote employment and financial stability

Albania is emerging as a digital nomad hub due to its low cost of living, beautiful landscapes, and lenient visa policies.

4. Spain – Minimum Monthly Income: €2,762
Spain remains a popular destination for digital nomads, despite an increase in income requirements in 2025 to €2,762 per month.

• Visa Type: Digital Nomad Visa
• Duration: 1 year (renewable up to 5 years)
• Key Requirement: Proof of remote work and income 200% of the minimum wage

Spain’s vibrant cities, sunny climate, and rich culture make it an attractive option for remote workers.

5. Romania – Minimum Monthly Income: €3,950
Romania’s digital nomad visa is targeted at non-EU citizens, requiring a monthly income of €3,950, approximately three times the country’s average salary.

• Visa Type: Digital Nomad Visa
• Duration: 1 year (renewable)
• Key Benefit: Tax exemptions for long-term digital nomads

Romania offers fast internet, affordable living costs, and a growing digital nomad community.

6. Estonia – Minimum Monthly Income: €4,500
Estonia was one of the first countries to launch a digital nomad visa, requiring applicants to earn €4,500 per month.

• Visa Type: Digital Nomad Visa
• Duration: 1 year
• Key Requirement: Proof of remote work for a foreign employer or freelance clients

Estonia’s advanced digital infrastructure and e-residency program make it a top choice for tech-savvy remote workers.

7. Iceland – Minimum Monthly Income: €7,075 
Iceland has the highest income requirement in Europe for digital nomads, setting the threshold at €7,075 per month. 

• Visa Type: Remote Work Long-Term Visa 
• Duration: 6 months 
• Key Requirement: Proof of high income and no local employment 

Despite its breathtaking landscapes, Iceland’s high financial threshold makes it less accessible for many digital nomads. 

Final Thoughts 
For remote workers seeking an affordable base in Europe, Finland, Montenegro, and Albania offer digital nomad visas with some of the lowest income requirements. These destinations provide a mix of affordability, cultural richness, and ease of access, making them ideal choices for those looking to explore Europe while working remotely. 

Source: https://travelobiz.com/7-european-digital-nomad-visas-with-the-lowest-income-requirements/